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At a Glance

Introducing a better way to pay for private college

Now, there's a new way to pay for private college that can help you reach this lofty goal—Independent 529 Plan.

Independent 529 Plan is the first private college-sponsored, national, prepaid 529 plan. Independent 529 Plan gives you a new tool to help make paying for a child's college education achievable by allowing you to lock in tuition costs at less than today's price.

This unique new way to pay for college offers the security of a guarantee against tuition inflation, freedom from market risk*, and the flexibility of a national program—all free from federal taxes**.

Independent 529 Plan can help make a first-rate college education affordable.

Planning for a child's college education may be one of the most significant financial decisions your family makes. Do you know how you will pay for your child's or grandchild's college education?


» How it Works


* If you take a refund, rather than redeem your certificate for its intended purpose, the refund will be adjusted based on the net performance of the Program Trust, subject to a maximum return of 2% per year and a maximum loss of 2% per year.

** You will not need to pay federal taxes when making a qualified withdrawal. The law allowing for federal income tax-free qualified withdrawals is set to expire on December 31, 2010. Congress may or may not extend this law beyond this date. Future changes in the law may create adverse tax consequences, or lead to termination of the Plan.

Independent 529 Plan offers:
  • the security of a guarantee against tuition inflation

  • freedom from market risk

  • freedom from entry, annual and exit fees

  • the flexibility of a national program

  • all free from federal taxes
Glossary
Access our glossary for the meanings of terms used throughout this site.

 

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TIAA-CREF logo
Financial Services for the Greater Good Participation in Independent 529 Plan does not guarantee admission to any college or university, nor does it affect the admissions process. Each year, each member college offers a discounted rate of at least 0.5% less than its current tuition rates. Discount rate can vary from year to year. Purchasers should read the Disclosure Booklet, including the Enrollment Agreement, carefully before making purchase decisions. Tuition Plan Consortium, LLC is the program sponsor and TIAA-CREF Tuition Financing, Inc. is the program manager. Tuition guaranteed by member colleges.
© 2010 TIAA-CREF Tuition Financing, Inc.